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Buying a Home

Why Sparen? Bespoke means “Made To Order” and that’s how we approach our home buyers, with a package customized to your needs. We spend a huge amount of time upfront so you don’t have to. Our background in real estate construction, renovation and economics also differentiates us. We’re the perfect fit.

Buying an Investment Property

We have over 10 years’ experience in everything related to investment properties; construction, renovation and rehabilitation of both modern and historic properties as well as financial analysis. We cater to both new investors and can provide consultations as well as supporting more tenured investors with transactions such as a 1031 like-kind exchange.

Assessing your Criteria for a Home

Buying a property is a major decision so understanding your criteria is a critical part of the journey. Sparen Realty offers a team of individuals with unique real estate and economic experience to support you in every aspect. Check out our 8 steps to Buying a Property as well as some of the key variables to keep in mind during the process.

Our Process to Buying a Property

Planning

Buying a home is a major investment so it’s important that you’re all in before taking the next step and contact a realtor.

Hiring

We want to be your partner in this journey, call us and let’s make it official. We’ll schedule a sit down to go through a detailed proprietary questionnaire, helping us understand who you are and what you’re looking for. It’s this Q&A that is the basis for our tailored approach.

Financing

Take time to understand your budget. Lenders generally recommend homes that cost no more than three to five times their annual household income if the home buyers plan to make a 20% down payment and have a moderate amount of other debt, but this is based on your own financial situation. Getting a mortgage?

Lifestyle

A contributing factor to all other considerations. How big is your family – home size? Do you have pets – yard required? Are outdoor activities, sports important – proximity? Do you entertain a lot? We provide a concierge style service to ensuring your needs are met.

Home Criteria

How many total sq. ft. do you want? Bedrooms? Bathrooms? Big yard or small? What is your garage preference? Tall ceilings? We understand home construction and can renovate.

Location

Location is a critical consideration. What part of town, urban or suburban? What proximity to work, entertainment and shopping is ideal? How important are school districts? We know the Greater Cincinnati community well.

Neighbourhood

Neighborhood understanding is vital, are you open to paying a Home Owners Association fee? Do you prefer urban living in a high rise with shared facilities or a home with yard? School district considerations? Security and crime considerations?

Unseen costs

Awareness of Unseen Costs is important. Tax considerations? Are you open to HOA and/or maintenance fee costs? Will the home require any renovations and is that within your budget?

Right Agent

Having the right Agent is essential to success. Sparen Realty agents have a deep understanding of the Greater Cincinnati community and all things real estate. You’ll see the difference immediately.

News & Insights

What sets Sparen Realty apart?

http://cincinnatirefined.com/arts-design/sparen-realty-801-greer-street-covington-kentucky-brokerage-firm-realtors-renovation-rehab-experts Remember the question your third-grade teacher used to ask… Sally, what do you want to be when you grow up? Gary, what do you

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Introducing Sparen Realty

Sparen Realty, founded in Covington, KY and serving the Greater Cincinnati area, is a bespoke concierge style service to buying and selling properties through market

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